Erin B asked:


We are considering renting out our home. If damages to the property greatly exceed the renter’s deposit, can it be claimed under the owner’s homeowners’ insurance?

Robo asked:


The insurance states he is liable, But is still in my name. Should I make him insure it, or do I keep it in my name?
The house will remain in my name until it is paid for. I want to be sure there is coverage on it.

Egina asked:


When I shop for a home insurance I am always asked if my home is currently insured or if there are lapses in my insurance policy. Some companies outright refuse to give me a quote when I tell them that I haven’t had home insurance in the last 3-4 months. I am wondering why this is important for them?! They just referred to their company policy and did not give me any meaningful reasoning. Thank you for your answer.