Comments on: Do I have to pay a deductible if I file a claim under my insurance ?(house insurance)?

By: src50

src50 — Wed, 26 Nov 2008 18:53:49 +0000

Of course you do.

By: c

Sun, 23 Nov 2008 18:06:14 +0000

yes.
You will have to pay your deductible before you can use the coverage.
You mentioned that you are with Fair Plan.
In CA, Fair Plan doesnt have coverage for theft/burglary/vandalism. Its only for fire, and ppl go through that company if they cant get insurance elsewhere (due to brush etc).
It might be different in Texas, but I would double check.

By: golferwhoworks

golferwhoworks — Sun, 23 Nov 2008 17:23:59 +0000

sure -but with that if it cost as much or close to the deductible then I would not file as you will then have a claim on record

By: V R

V R — Fri, 21 Nov 2008 02:28:14 +0000

There are different times of deductible. The $1200. is probably if your house is burned or damaged. There is probably a different deductible if some breaks into your home. ( I am sorry I cannot remember the correct terminology) But yes, most likely you will pay a deductible.