i had an accident on my own property and broke my arm. can i claim on house insurance or public liability?

holfordstars asked:


i tripped over a sandbag on my drive and broke my arm. consiquently i can’t work as i am a waitress.is it possible to claim loss of earnings for the three months while it heals and as i had just left my house to go to work when the accident occured , would it be viable to make a claim on my employers insurance as i should be covered from the moment i step out my door.
can anybody help with any legal information?

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{ 4 comments… read them below or add one }

luisamapacha November 9, 2008 at 5:36 pm

Hahahahaha nice try, but no.

latrailera2000 November 12, 2008 at 7:43 am

I think your home owners ins should cover it, your employer has nothing to do with it.

kt November 13, 2008 at 2:32 am

the liability coverage on your homeowners insurance is for nonresidents.
thats a big, NO.
and you wernt injured at work either.-so, NO.
if you dont have health insurance, or temporary disabiltiy you can get unemployment maybe?

Doctor Strange November 14, 2008 at 1:10 pm

It depends on what clauses on you insurance policy states about claims and coverage for third party damages.

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