Ted (Canton,OH) asked:
I was wondering if house insurance for a duplex costs more than for single family homes.
I was wondering if house insurance for a duplex costs more than for single family homes.
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Yes because part of the property is not owner occupied. Regular non-owner occupied is always alot more, but a duplex may not be as drastically different.
I own both single family and duplexes that I rent out. The cost is not higher per address, but the insuance is calculated as two seperate residences for the duplexes. I do not pay them as a single building.