Tigaresa asked:


Me and my husband are in the process of building a new home in Houston,TX and I wanted to know if anybody with experience had any advise into what else we should look into besides homeowners insurance? Is that all that we need?

Egina asked:


When I shop for a home insurance I am always asked if my home is currently insured or if there are lapses in my insurance policy. Some companies outright refuse to give me a quote when I tell them that I haven’t had home insurance in the last 3-4 months. I am wondering why this is important for them?! They just referred to their company policy and did not give me any meaningful reasoning. Thank you for your answer.

Self asked:


I plan on calling the insurance company tomorrow, but before I do, I thought I’d ask here first, just out of curiosity, to see if this is generally a covered expense or not (and if it isn’t normally covered, if there are ever exceptions to allow something like this.)

A bad thunderstrom blew through, and following this a leak y wet spot developed the ceilings in one of the rooms. Not bad, but definitely coming through the roof, and definitely something that needs to be repaired.

Should I expect homeowners to cover something like this?

thanks.

sargis06 asked:


Someone broke into my house yesterday. Do I have to pay a deductible if I fle a claim under my insurance? They stold our tv, house phone, PS2 & 3 , laptop and other things. Our deductible is 1200.00, insurance company is Texas Fair Plan in TX.

xray_man69 asked:


My daughter was bitten by my neighbors dog. He refuses to pay. I want to file a claim on his homeowners insurance, but he won’t tell me.

cwyln asked:


We have a neighbor with a hazardous, threatening tree that they refuse to deal with or let us deal with. We’ve been told that if we alert their insurance company they will probably force the homeowners to remove it. But how can I find that info out?

analisha2201 asked:


My son is legally blind and deaf. He receives SSI. He is allowed to own a residence but cannot receive a lump sum when i die, or his SSI will be taken away from him. I want an insurance policy that will pay off the mortgage when I die. Any suggestions? Thanks for your help:)