littlebittykittycat0226 asked:


My daughter broke her arm at daycare. It turns out the lady doesn’t have liability insurance. She refuses responsibility and won’t give me info. Is there a way to find out her homeowners insurance carrier? (This is in KS)
More details, my daughter fell off a swing at the daycares house. First of all ,she is 5 and was left unsupervised. Second, she was swinging on a swing that was too high for her, the seat was about level with her chest. And last but not least, the daycare provider did not have the appropriate insurance, which I have found out is required by this state in order to be a licensed caregiver, so she is in trouble with the state for not having that insurance. I’m guessing an attorney is my only option.

holfordstars asked:


i tripped over a sandbag on my drive and broke my arm. consiquently i can’t work as i am a waitress.is it possible to claim loss of earnings for the three months while it heals and as i had just left my house to go to work when the accident occured , would it be viable to make a claim on my employers insurance as i should be covered from the moment i step out my door.
can anybody help with any legal information?

elizabeth asked:


When my son was living with us he was involved in an altercation with a neighbor. That neighbor is now suing us via our homeowners policy for injuries he sustained as my son was defending himself. No arrests were made, but the police were called. If the insurance company decides to pay the claim, now that my son has his own home, will my insurance company try to recoup their money by suing my son?

hdhoney03 asked:


We had a house fire that was declared accidental by the fire marshal but the insurance investigator said it wasnt. So they refused to pay out. How long do i have to file a lawsuit against them? This is in the state of Ohio.